Seventy-year-old Ozerova, under a life annuity contract, gave Klyuev the ownership of a log house for free. According to the contract, a life annuity was established in favor of Ozerova and her two sisters - 74 years old Yulia and 78 years old Tatyana - and had to be paid to each of them in an amount equal to the minimum wage during their lifetime. Two years later, Tatyana died, and soon, during a thunderstorm, a lightning bolt struck the television antenna installed by Klyuev on the house without a lightning conductor. The house caught fire and completely burned out. Klyuev stopped paying rent. Then Ozerova filed a lawsuit in court, in which she asked the court to terminate the life annuity contract and oblige Klyuev to pay her the cost of the burned house.
What decision should make the court?

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